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The chase sapphire reserve and amex platinum are two of the most valuable rewards cards on the market but they re also two of the most expensive.

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The chase sapphire reserve and the the platinum card from american express are two of the most popular premium credit cards. The amex platinum chase sapphire reserve and citi prestige provide additional cardholders access to priority pass lounges even when not traveling with the primary cardholder. The chase sapphire reserve and amex platinum are two of the most popular premium rewards cards on the market but they offer slightly different value propositions. Both cards come with benefits and rewards that can more than make up.

The chase sapphire reserve has an average initial credit limit above 22 000. Along with its lounge network and hundreds of dollar of travel credits the card is teeming with additional perks such as automatic elite gold status with hilton. The sapphire reserve recently increased its annual fee by 100 from 450 to 550. The platinum card offers two different fee credits that work a little bit.

While the annual fees. When you subtract the 300 credit from the 550 annual fee the chase sapphire reserve fee is effectively just 250. If for example you received an introductory bonus with the chase sapphire preferred card review within the past four years you won t be able to get the reserve s bonus. Between hotel elite status and.

Our research indicates that the amex platinum card has an initial spending limit of around 5 000 but it s not disclosed. The amex platinum card offers probably the best perks of any travel card far surpassing the chase sapphire reserve even if some of the benefits are difficult to maximize. You won t know that you ve exceeded your spending limit until you do it and you get a polite communication from amex. Both the sapphire reserve and amex platinum have a high 550 annual fee see rates and fees.

Now with identical annual fees of 550 a year see rates and fees these two cards take the cake as the most expensive publicly available personal credit cards ignoring invite only options such as the amex centurion card. The amex platinum card offers lounge access to more properties and to higher end lounges than the chase sapphire reserve. The amex platinum currently offers 60 000 bonus membership rewards points after spending 5 000 in the first 3 months.

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